Terms of Service

1. Acceptance of Terms

By accessing or using Astrilio ("the Site"), operated by Cosyslabs, you agree to these Terms of Service. If you do not agree, please do not use the Site.

2. Nature of the Service

Astrilio provides free educational calculators and informational content about property management, real estate investing, and related topics. All tools and content are provided for informational purposes only and do not constitute legal, financial, tax, or professional advice. Results from any calculator are estimates based on the inputs provided and the assumptions documented in our Methodology.

Always consult a qualified professional (lawyer, accountant, mortgage broker, realtor) before making financial, legal, or tax decisions.

3. Accuracy of Information

We make reasonable efforts to keep jurisdiction rules, rates, and calculations accurate and up to date. We cite primary sources (government statutes, official websites) and note the date each pack was last verified. However, laws and rates change. We make no warranty that any information on this Site is current, complete, or accurate for your specific situation. Always verify with the relevant government authority or a licensed professional.

4. No Professional Relationship

Use of Astrilio does not create any lawyer-client, accountant-client, or advisor-client relationship between you and Cosyslabs or any of its contributors.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Cosyslabs shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this Site or any calculator results — including but not limited to financial loss, investment losses, or legal penalties.

6. Intellectual Property

All content, design, code, and calculator logic on this Site is the property of Cosyslabs, unless otherwise noted. You may use the calculators for personal, non-commercial purposes. You may not reproduce, resell, or create derivative works from our content without prior written permission. The embed feature provides a permitted, attributed use for non-commercial display.

7. Links to Third-Party Sites

We link to government statutes, official sources, and third-party sites for informational purposes. We do not endorse or take responsibility for any content on linked sites.

8. Changes

We may update these Terms at any time. Continued use of the Site after a change constitutes acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of the Province of Ontario, Canada, without regard to conflict of law principles.

10. Contact

Questions: support.cosyslabs@gmail.com